PAN Bank Account Link Status Check API Check PAN & Bank Account Linkage Instantly
Verify whether a PAN is linked to a specific bank account and use the resulting linkage status across banking, lending, payments, payroll, vendor verification, and financial compliance workflows.
End-to-End Flow
Submit PAN & Bank Account
Validate the Request
Process the Linkage Check
Determine Link Status
Return the Result
Integrate Into Your Workflow
Key Capabilities
PAN-to-Bank Account Linkage
Check whether a specific PAN is linked to a specific bank account.
Clear Link Status
Receive a straightforward result indicating whether the relationship is:
-
Linked
-
Not Linked
-
Invalid
Account-Level Verification
Perform the check using the specific bank account number rather than relying only on customer-level information.
Automated Verification
Replace manual PAN-bank linkage checks with an API-driven workflow.
Financial Workflow Support
Use the result as an input into onboarding, credit, payment, payroll, and vendor-verification processes.
Developer-Friendly Integration
Integrate the API into banking platforms, fintech applications, payment systems, ERP platforms, and internal applications.
Use Cases
Banking & Lending
Financial institutions can check PAN-bank account linkage before opening accounts or processing credit-related workflows.
Employee & Vendor Verification
Businesses can use the API when validating bank details provided by employees or vendors.
Payments & E-Commerce
Payment platforms and e-commerce businesses can incorporate PAN-bank linkage checks into financial transaction workflows.
Developer Experience
Simple Input. Clear Linkage Status.
Suggested Input
{
"pan_number": "ABCDE1234F",
"bank_account_number": "XXXXXXXXXXXX"
}Suggested Output – Linked
{
"client_id": "FINXXXXXX",
"pan_number": "ABCDE1234F",
"bank_account_number": "XXXXXXXXXXXX",
"link_status": "LINKED"
}Possible Statuses
LINKED
NOT_LINKED
INVALIDThese status categories correspond to the documented linkage outcomes.
Note: Use the exact FinAnalyz request and response field names in your production documentation. The JSON above is a presentation example.
Related APIs
Frequently Asked Questions
What is a PAN Bank Account Link Status Check API?
It is an API that checks whether a specific PAN is linked to a specific bank account.
What information is required?
The core inputs are: PAN Number Bank Account Number
What statuses can the API return?
The documented outcomes include: Linked — the PAN and bank account are linked. Not Linked — the PAN and bank account are not linked. Invalid — the submitted information does not correspond to a valid record.
Can this API be used for loan processing?
Yes. PAN-bank account linkage can be incorporated into customer and borrower verification workflows before credit or loan-related processing.
Can businesses use it for employee verification?
Yes. Businesses can use the linkage result as part of employee verification and salary-processing workflows.
Can it be used for vendor verification?
Yes. The linkage check can be incorporated into vendor onboarding and payment workflows.
Is PAN Bank Account Link Status the same as Bank Account Verification?
No. PAN Bank Account Link Status Check API → Checks whether a particular PAN is linked to a particular bank account. Bank Account Verification API → Verifies bank-account information and, depending on the implementation, may return account-holder and bank details.
Is PAN-bank linkage the same as PAN-Aadhaar linkage?
No. PAN-Bank Account Link Status → Checks PAN ↔ Bank Account linkage. PAN-Aadhaar Link Status → Checks PAN ↔ Aadhaar linkage. These are separate verification processes.
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