FinAnalyz Loan Underwriting Solution
FinAnalyz’s Loan Underwriting Solution is a next-generation AI-powered platform designed to streamline and automate credit decision-making for banks, NBFCs, and fintech companies. By integrating multiple financial data sources—bank statements, GST returns, and ITRs—into a single platform, our solution provides a 360° view of a borrower’s financial health, ensuring faster, more accurate, and data-driven underwriting.
Key Features
Bank Account Verification
- Unifies bank statements, GST filings, and ITRs in a single dashboard.
- Reduces reliance on multiple isolated tools.
AI-Powered Risk Assessment
- Uses machine learning to detect financial risks, anomalies, and fraudulent patterns.
- Enhances risk analysis accuracy by 40%, reducing non-performing assets (NPAs).
Automated & Efficient Processing
- Reduces manual data entry and processing time by 50%.
- Provides real-time decision-making capabilities.
Cross-Data Correlation for Better Insights
- Enables deeper insights by linking income, expense trends, and tax compliance.
- Improves creditworthiness assessment with a holistic financial view.
Real-Time Decisioning for MSMEs & Retail Loans
- Facilitates instant underwriting decisions for quicker loan disbursals.
- Ideal for SMEs, self-employed individuals, and salaried professionals.
How It Benefits Banks & NBFCs
- Faster Decision-Making – Reduces loan approval time from days to hours.
- Enhanced Risk Management – Lowers NPAs by improving risk prediction models.
- Improved Customer Satisfaction – Creates a seamless and transparent loan application process.
- Increased Profitability – Boosts revenue through loan processing efficiencies and reduced defaults.
Why Choose FinAnalyz?
Unified Underwriting Platform
A single dashboard for all financial data
AI-Driven Insights
Intelligent algorithms to assess borrower risks and opportunities
Scalability & Compliance
Built for banks, NBFCs, and fintechs with seamless API integrations.
Sahamati Certified TSP
Ensuring compliance with India’s Account Aggregator framework.
Get Started Today!
Join leading banks and NBFCs in transforming their underwriting process with FinAnalyz. Schedule a demo to see how our AI-powered platform can optimize your credit decision-making.