Underwriting & Analytics Suite
Financial Intelligence APIs
A curated set of APIs that surface deep financial signals from bank statements and GST filings to credit bureau data so lenders and businesses can make faster, data-driven decisions.
Bank Statement Analytics
Bank Statement Analytics service provides deep financial insights by analyzing bank statements from both PDF uploads and Account Aggregator (AA) APIs.
Input
PDF or JSON Structure
Output
Attached separately
GST Data Pull & Analytics (w OTP)
This API retrieves GST details based on the input company name, providing concise information including the GST name, state, and GSTIN
Input
Username, GSTIN & OTP
Output
Attached separately
ITR Analytics
ITR Analytics solution processes ITR-1 to ITR-6, providing in-depth analysis of tax data, calculations, ratio analysis, P&L, and balance sheets. It offers key financial insights for credit underwriting, compliance checks, and business assessments, helping lenders and businesses make data-driven decisions efficiently.
Input
PAN & OTP
Output
Attached separately
BSA & GST Reconciliation
BSA & GST Reconciliation service matches bank statement transactions with GST filings for a given period, ensuring accuracy in reported turnovers, tax compliance, and cash flow validation. By integrating Bank Statement Analytics and GST Analytics, we identify discrepancies, detect fraud risks, and enhance financial transparency empowering lenders, businesses, and auditors with reliable insights.
Input
BSA & GST (from a specific period)
Output
GST Turnover/Bank Receipts Reconciliation
Vendor Payments/GST Purchases Reco
Tax Payment Regularity
Vendor Dependency Risk
Customer Dependency Risk
Account Balance Sufficiency for GST Payment
GST (ITC) Utilization Ratio
Invoice-to-Receipt Reconciliation Score
Invoice-to-Payment Reconciliation Score
Credit Terms in Purchase Analysis
Credit Terms in Sales Analysis
Un-Reported Turnover
Over Reported Turnover
Over Reporting of Purchases
Credit Report Analytics(CIBIL, CRIF, Experian, Equifax)
This API facilitates the integration of credit reporting services into applications, making it easier to access and utilize credit data for various purposes like fraud detection, identity verification, and financial planning.
Input
PAN, Name, DOB and Mobile Number
Output
Attached Separately