Financial & Credit Verification APIs for Banks, NBFCs & Fintechs
Financial Intelligence APIs
Automate bank account verification, credit score checks, ITR validation, TIS, Form 26AS, and financial data verification to improve onboarding, underwriting, and risk management.
Bank Account Verification
Also known as Penny drop verification, this API verifies the legitimacy of a user's bank account.
Input
Bank Account Number and IFSC Code(both Mandatory),
Beneficiary Name(Optional)
Output
Account status(Active/Inactive), Beneficiary/Account
Holder’s name
Bank Account Verification - Penny Less
Also known as Silent Bank account verification, this API verifies the legitimacy of a user's bank account.
Input
Bank Account Number and IFSC Code(both Mandatory),
Beneficiary Name(Optional)
Output
Account status(Active/Inactive), Beneficiary/Account
Holder’s name
Bank Details - IFSC
This API is used to verify IFSC Code and get details such Bank Name, Branch, City, Contact, etc.
Input
IFSC Code
Output
Bank Branch Details (Bank Name, Branch, City,
Contact, etc.)
Mobile to Bank Account Number
This API allows users to find a Bank Account associated with the provided mobile number.
Input
Mobile Number
Output
Bank IFSC Code, Bank Account Number, Bank
Account Holder Name
Credit Score
The Credit Score API gives a lot of information about a person's credit and credit report. It looks at data from different places to give a complete picture of how reliable a person is with credit.
Input
1.First Name (M)
2.Middle Name (optional)
3.Surname (M)
4.DOB (M)
5.Mobile Number (M)
6.OTP which recieved on mobile number (M)
After OTP verification:
7.Gender (M)
8.Email id (M)
9.Address (M)
10. Pincode(M)
11. City(M)
12. State (M)
13. PAN (M)
14. Passport (optional)
15. Voter (optional)
16. Consent(M)
Output
CIBIL score (On email as well)
ITR Compliance Check
The ITR Compliance Check API verifies a PAN’s validity, Aadhaar linkage, and tax compliance under Section 206, helping businesses ensure regulatory compliance before financial transactions.
Input
PAN Number
Output
PAN’s validity, Aadhaar linkage status, and compliance
with tax regulations under section 206
Download ITR V
This API retrieves the complete ITR filing history for a PAN, including financial year, acknowledgment details, filing type, and a secure download link for the ITR-V document (official filing receipt). Retrieve multiple years of ITR filing history with a single API call.
Input
PAN number
Output
detailed information about each filing, including the
financial year, acknowledgment number, filing type
(Original/Revised), ITR-V Document Link
Download Taxpayer Information Summary (TIS)
This API retrieves a taxpayer’s Taxpayer Information Summary (TIS) for a given PAN and financial year, Divident income details, including personal details, income sources, securities transactions, and other financial activity data.
Input
PAN number
Output
Divident income details, including personal details,
income sources, securities transactions, and other financial
activity data.
individual ITR Detail
This API helps in verifying the ITR filing details of any end user for the last 3 years.
Input
PAN number
Output
ITR files
Form 26AS
This API contains details of tax deducted at source (TDS), tax collected at source (TCS), and other tax-related information for a specific PAN number
Input
PAN Number & Password
Output
TDS,TCS Details