How FinAnalyz Work
FinAnalyz An Enterprise-Grade Financial Data Aggregation Platform
FinAnalyz securely connects to multiple financial data sources and transforms raw financial information into structured, actionable intelligence. The platform enables lenders, fintechs, and financial institutions to make faster, more accurate decisions across underwriting, risk assessment, and portfolio management.
Finanalyz
Unified View of a Borrower’s Financial Profile
Account connection
FinAnalyz establishes secure and compliant connections with financial data sources such as bank accounts, loan accounts, credit cards, investment platforms, GST systems, and other verified data providers. These connections are enabled through regulated APIs and industry-standard security frameworks to ensure data privacy, integrity, and regulatory compliance.
Data aggregation
FinAnalyz establishes secure and compliant connections with financial data sources such as bank accounts, loan accounts, credit cards, investment platforms, GST systems, and other verified data providers. These connections are enabled through regulated APIs and industry-standard security frameworks to ensure data privacy, integrity, and regulatory compliance.
Categorization
FinAnalyz automatically categorizes transactions and financial records using advanced rule-based logic and machine-learning models. The data is enriched to identify income sources, expense patterns, cash-flow behavior, and underlying financial trends with a high level of accuracy and consistency.
Analysis
The platform analyzes aggregated and categorized data to generate actionable financial insights. These insights highlight cash-flow stability, income consistency, spending behavior, financial obligations, and early risk indicators that strengthen underwriting decisions, credit assessments, and portfolio monitoring.
Alerts and notifications
FinAnalyz continuously monitors financial behavior and generates alerts for anomalies, unusual transactions, behavioral changes, or emerging risk signals. This proactive monitoring enables early risk detection, improves operational control, and supports better portfolio management across lending operations.
Recommendations and advice
Based on financial data and behavioral analysis, FinAnalyz provides data-driven recommendations and decision-support insights. These insights assist lenders and financial institutions in optimizing credit workflows, mitigating risk, and supporting financial planning within LOS and LMS environments.
How it works
Ready to use.
Perfect for anything
Information Gathering
FinAnalyz securely gathers financial data from regulated and trusted sources such as banks, credit institutions, and investment platforms through compliant API integrations, ensuring accuracy, security, and regulatory alignment.
Data Organization
The platform standardizes and structures collected data into analyzable formats, using advanced algorithms and machine-learning models to enrich datasets and identify meaningful patterns.
Analysis and Recommendations
FinAnalyz converts organized financial data into actionable intelligence that supports credit underwriting, risk evaluation, eligibility assessment, monitoring, early warning signals, and data-driven financial and operational decisions.