IRDAI License Verification API Verify Insurance Agent and Broker Licenses with Real-Time IRDAI Records
The IRDAI License Verification API enables businesses to verify the authenticity of an insurance agent or broker license registered with the Insurance Regulatory and Development Authority of India (IRDAI). Using a PAN Number, the API retrieves verified licensing and appointment information, including agent details, insurer information, license status, agency code, and appointment details. It helps insurance companies, brokers, banks, NBFCs, fintechs, and enterprises strengthen broker onboarding, compliance, organization profiling, and regulatory due diligence.
End-to-End Verification Flow
Enter PAN Number
Validate PAN Format
Search IRDAI Records
Verify License Status
Retrieve Agent & Insurer Details
Validate Appointment Information
Generate Verification Report
Structured JSON Response
Key Capabilities
IRDAI License Verification
Verify the authenticity and status of an IRDAI-issued insurance agent or broker license.
Agent Profile Retrieval
Retrieve agent information, including name, date of birth, and identification details.
Insurer Information
Access insurer name, insurer type, and agency details associated with the license.
License Status Validation
Retrieve the current status of the insurance agency or broker license along with status change information.
Appointment Information
Access agency code, appointment date, and other licensing details.
Regulatory Compliance
Support insurance onboarding, partner verification, and regulatory compliance using verified IRDAI records.
Real-Time Processing
Retrieve verified insurance licensing information instantly through secure APIs.
Easy API Integration
Integrate seamlessly using REST APIs, structured JSON responses, secure authentication, and comprehensive developer documentation.
Use Cases

Insurance Agent & Broker Onboarding
Verify insurance agents and brokers before onboarding them as partners or intermediaries.

Compliance & Regulatory Verification
Validate IRDAI licensing information to meet regulatory and internal compliance requirements.

Risk Assessment & Organization Profiling
Strengthen due diligence and build verified insurance partner profiles using official IRDAI records.
Developer Experience
Secure REST APIs for IRDAI license verification.
Real-Time License Verification – Validate insurance licenses instantly.
Agent Information Retrieval – Access verified agent and broker details.
Insurer & Agency Details – Retrieve insurer information, agency code, and appointment history.
Structured JSON Response – Receive standardized verification results.
RESTful API Integration – Secure and developer-friendly APIs.
Sandbox Environment – Test integrations before production deployment.
Developer Documentation – Comprehensive API references and implementation guides.
Enterprise Security – Encrypted communication and secure authentication.
Dedicated Technical Support – Expert assistance throughout your integration journey.
Frequently Asked Questions
What is the IRDAI License Verification API?
The IRDAI License Verification API validates insurance agent and broker licenses registered with the Insurance Regulatory and Development Authority of India (IRDAI) and retrieves licensing, appointment, and insurer information.
What input is required?
PAN Number
What information does the API return?
The API may return: Client ID, ID Number, Agent Name, Date of Birth, Insurer Type, Insurer Name, Agency Code, Date of Appointment, Agency Status, Status Change Date, License Number and Structured JSON Response
Can this API be integrated into our platform?
Yes. The API integrates seamlessly with insurance platforms, bancassurance solutions, banking systems, NBFCs, fintech applications, compliance platforms, CRMs, ERPs, broker management systems, and enterprise applications using secure REST APIs.
Is the information retrieved securely?
Yes. All API requests are processed using encrypted communication, secure authentication, and enterprise-grade security standards. Information is retrieved from authorized IRDAI-related data sources and handled in accordance with applicable regulatory requirements.