Mobile to PAN API Retrieve PAN Information Using Registered Mobile Number
The Mobile to PAN API enables businesses to securely retrieve a PAN number associated with a registered mobile number and customer name. It helps banks, NBFCs, fintechs, insurers, and enterprises accelerate customer onboarding, financial profiling, and KYC processes by providing reliable PAN information in real time.
End-to-End Retrieval Flow
Enter Customer Name
Enter Registered Mobile Number
Validate Input Details
Search Linked PAN Records
Retrieve PAN Information
Generate Customer Profile
Return Response
Structured JSON Response
Key Capabilities
PDF & AA Support – Analyze bank statements received through PDF uploads or Account Aggregator APIs.
OCR-Based Extraction – Automatically extracts transaction data even from scanned bank statements.
Transaction Categorization – Classifies transactions into income, expenses, EMIs, loans, transfers, utilities, investments, and more.
Income Verification – Identify salary credits, business income, recurring deposits, and other income sources.
Cash Flow Analysis – Measure monthly inflow, outflow, savings trends, and liquidity.
Expense Insights – Understand spending behaviour across categories like shopping, travel, food, healthcare, utilities, etc.
Financial Health Score – Generate an overall financial profile using multiple financial indicators.
Easy Integration – REST APIs with secure authentication, developer-friendly documentation, and JSON responses.
Use Cases
Lending & Underwriting
Accelerate personal and business loan decisions by analyzing income, cash flow, repayment capacity, and overall financial health.
Income Verification & Risk Assessment
Verify applicant income, evaluate financial stability, identify liabilities, and generate risk insights for faster credit decisions.
Fraud Detection & Compliance
Detect suspicious transactions, statement manipulation, and financial anomalies to strengthen fraud prevention and regulatory compliance.
Developer Experience
Secure REST APIs with structured JSON responses for seamless bank statement analysis and integration.
Flexible Input Support – Accept Bank Statement PDFs and Account Aggregator (AA) JSON data with OCR support for scanned documents.
Structured JSON Response – Receive normalized transaction data, account summaries, cash flow analysis, income verification, and financial insights.
RESTful API Integration – Simple REST APIs with API Key authentication for quick and seamless integration.
Sandbox Environment – Test API workflows safely before deploying to production.
Developer Documentation – Comprehensive API guides, sample requests, and integration examples.
Enterprise Security – Secure authentication, encrypted data transmission, and privacy-focused processing.
High Performance – Fast processing with optimized response times for real-time decision-making.
Dedicated Technical Support – Integration assistance from our technical experts.
Frequently Asked Questions
What is the Mobile to PAN API?
The Mobile to PAN API retrieves the PAN number associated with a registered mobile number and customer name, helping businesses streamline customer onboarding, profiling, and financial verification workflows.
What input is required?
Customer Name and Registered Mobile Number
What information does the API return?
The API may return : PAN Number, PAN Status (where available), Lookup Status, Response Code, Response Message and Structured JSON Response
Can this API be integrated into our platform?
Yes. The API integrates seamlessly with banking platforms, NBFCs, fintech applications, lending systems, insurance platforms, CRMs, ERPs, and enterprise applications using secure REST APIs.
Is customer information secure?
Yes. All API requests are processed using encrypted communication, secure authentication, and enterprise-grade security standards to ensure customer data privacy.