T&C
Effective Date: 25-08-2025
Welcome to FinAnalyz. These Terms and Conditions (“Terms”) govern your use of our website, mobile applications, and services (collectively, the “Services”). By accessing or using the Services, you agree to be bound by these Terms. If you do not accept these Terms, you must discontinue use of our Services immediately.
Acceptance of Terms
By accessing and using FinAnalyz’s website or mobile application (including the Bank Statement Analysis “BSA” app), you acknowledge that you have read, understood, and agree to comply with these Terms, our Privacy Policy, and any other policies we may provide.
Description of Services
FinAnalyz provides:
- Bank statement analysis and financial report generation
- Creditworthiness and financial insights
- Web-based resources, content, and tools
- Advertising and remarketing through third parties
The mobile app additionally enables:
- Uploading of bank statements for analysis
- Automated financial insights and exports
- Google Sign-In authentication
User Account and Authentication
- You may register via email/password or Google Sign-In.
- You are responsible for safeguarding account credentials and all activity under your account.
- You agree to provide accurate and current information at registration.
- You must notify us immediately of unauthorized use.
Cookies and Tracking
We use cookies and similar technologies to enhance your experience. By using our Services, you consent to cookie use as outlined in our Privacy Policy. Third-party partners, including advertisers, may also use cookies.
License and Intellectual Property
Unless otherwise stated, FinAnalyz and/or its licensors own the intellectual property rights for all content on the website and applications. All rights are reserved. You may view and/or print content for personal use only.
You must not:
- Republish, sell, or sub-license content
- Copy or reproduce material for commercial purposes without authorization
- Redistribute content unless it is specifically marked for redistribution
User Comments and Content
Certain areas of our website allow users to post comments or feedback.
- Comments reflect the views of the individual and not FinAnalyz.
- We reserve the right to monitor and remove comments deemed offensive or unlawful.
- By posting, you grant us a royalty-free license to use, reproduce, and distribute your content.
You warrant that your content will not:
- Infringe any third-party rights
- Be defamatory, obscene, or unlawful
- Be used to promote commercial activity without permission
Data Upload and Processing
- You must have the legal right to upload any bank statements or documents.
- Data is processed securely, encrypted, and analyzed by automated systems.
Uploaded data may be used to generate reports and insights as described in our Privacy Policy.
Payment Terms
- Platform access requires a one-time fee of ₹1000 (including GST).
- Each bank statement analysis costs ₹50 (including GST).
- Payments are processed via Razorpay.
Fees are non-refundable and subject to change without notice.
Prohibited Uses
You agree not to:
- Upload unauthorized documents
- Violate applicable laws or regulations
- Transmit harmful or offensive content
- Interfere with system operations
Attempt unauthorized access to our systems
Hyperlinking to Our Content
The following organizations may link to our website without prior approval:
- Government agencies
- Search engines
- News organizations
- Online directories listing us
- Accredited businesses
Other link requests may be considered on a case-by-case basis. Links must not be misleading or imply endorsement without permission.
Iframes
You may not create frames around our web pages or alter the visual presentation of our website without prior written consent.
Content Liability
We are not responsible for content appearing on external websites linked to ours. By linking, you agree to indemnify us against all claims arising from your website content.
Disclaimer
The Services are provided “as is” without warranties of any kind. Analysis results are for informational purposes only and are not:
- Professional financial advice
- Guarantees of loan approval
- Investment recommendations
- Legal or tax advice
We do not warrant completeness, accuracy, or availability of the Services.
Limitations of Liability
FinAnalyz shall not be liable for:
- Indirect, incidental, or consequential damages
- Loss of profits, revenue, or opportunities
- Decisions made based on analysis results
Our total liability is limited to the amount paid for the Services.
Termination
We may suspend or terminate your access immediately if:
- You violate these Terms
- Fraudulent activity is suspected
- Payment obligations are unmet
- The Service is misused
Upon termination, your right to use the Services ends immediately.
Reservation of Rights
We reserve the right to:
- Request removal of links to our website
- Modify these Terms at any time
- Restrict access where deemed necessary
Governing Law
These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Hyderabad, Telangana.
Changes to Terms
We may update these Terms at our sole discretion. Continued use of our Services after changes indicates acceptance of the updated Terms.
Contact Information
For questions about these Terms and Conditions, please contact us:
- Email: info@@finanalyz.com | aashish.j@finanalyz.com
- Phone: +91-9860129598 | +91-9773166991 | +91-9032426454
- Address: Hyderabad, Telangana, India